Can a Civil Engineering Mistake Become a Professional Liability Claim?
A small civil engineering error can create a much larger project loss. Here is how professional liability insurance may respond when a design mistake leads to rework, delays, or a client claim.
Can a Surveyor’s Mistake Become a Professional Liability Claim?
A small surveying error can become an expensive professional liability problem once construction is underway. Here’s how the exposure can develop.
Why Is It So Hard for an Owner’s Representative to Find Professional Liability Insurance?
Owner’s reps can have trouble finding E&O coverage because insurers may classify construction management services differently. Here’s what to look for.
Can a Structural Engineer Be Sued for a Problem They Didn’t Cause?
A structural engineer can be named in a lawsuit involving work they believe was someone else’s responsibility. Learn how third-party claims, standard of care, and professional liability insurance fit together.
Can an Engineer’s Emails Create Professional Liability Problems?
Worried a routine email could come back to haunt you in a professional liability claim? Here’s how project documentation actually gets used when a claim happens, and what habits reduce that risk.
A Client Wants You to Double Your Professional Liability Limit. What Are Your Options?
A client asks your architecture or engineering firm to increase its professional liability limit from $1 million to $2 million. Before changing your entire insurance program, review the contract, coverage duration, and available options. Here’s how to approach a higher project insurance requirement.
Starting a Solo Architecture Firm: When Should You Buy Professional Liability Insurance?
Short Answer There is no single revenue threshold at which every new architecture or engineering firm should buy professional liability insurance. The important point is when you begin providing professional services, because waiting until the business is generating substantial revenue can mean that you have already performed work that may later give rise to a […]
Why Two Engineering Firms With the Same Revenue Can Pay Very Different E&O Premiums
Two engineering firms can generate $2 million in annual revenue and still receive very different E&O premiums. Revenue matters, but insurers also evaluate the services performed, project risks, claims history, and overall underwriting profile. Here’s why similar financial results don’t always lead to similar professional liability pricing.
If You Stamp Engineering Drawings, What Liability Are You Actually Taking On?
If you’re a PE starting to stamp engineering drawings, your insurance depends on how you work, who employs you, and whether you take on independent projects. Learn what employer E&O, moonlighting, and your own firm mean for professional liability.
What Happens to My E&O Insurance If I Close My Engineering Firm?
Thinking about closing your engineering or architecture firm and cancelling your E&O policy? Here’s what claims-made coverage means for work you’ve already completed, and why the timing matters.