Coverage and Risk, Explained Clearly.
A structured collection of articles covering how different insurance policies respond, where gaps tend to appear, and what is worth reviewing.
Articles by Coverage
Browse articles organized by coverage type.
Can You Cancel E&O Insurance After Closing an Architecture or Engineering Firm?
Closing an architecture or engineering firm does not necessarily end professional liability exposure. Learn what to review before canceling E&O insurance.
What Happens to Professional Liability Insurance When an Architecture Firm Splits Up?
When architecture partners separate, the insurance treatment of existing projects and past professional services can become complicated. Learn what to review before the
New Architecture Firm vs. Name Change: Why It Matters for E&O Insurance
A name change and a new legal entity can have very different E&O insurance implications. Learn what architects should review before changing their
Do Architects Need Tail Coverage When They Retire?
Retirement does not necessarily end an architect's professional liability exposure. Learn how tail coverage can address claims involving work performed before retirement.
Do Architects Need Tail Coverage When Closing Their Firm?
Closing an architecture firm can end its active professional liability policy, but claims may arise later from past work. Learn how tail coverage
Are Architects Personally Covered by Their Firm’s Professional Liability Insurance?
Architects may be covered by their firm's professional liability policy even when their personal names do not appear on the declarations. Learn how
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Featured Articles
Articles Worth Reviewing
Selected articles addressing common questions and coverage considerations.
Can an Umbrella Policy Satisfy a $2 Million Auto Liability Requirement?
Contract asking for $2 million in Auto Liability but your primary policy only carries $1 million? Here's how Umbrella and Excess coverage fit
Does Revenue Growth Increase A&E E&O Premiums?
Revenue growth can affect an A&E E&O premium, but premiums don't necessarily increase at the same rate as revenue. Learn what other underwriting
What Happens to Professional Liability Insurance When an Architecture Firm Splits Up?
When architecture partners separate, the insurance treatment of existing projects and past professional services can become complicated. Learn what to review before the
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