Coverage and Risk, Explained Clearly.
A structured collection of articles covering how different insurance policies respond, where gaps tend to appear, and what is worth reviewing.
Articles by Coverage
Browse articles organized by coverage type.
When Insurance Requirements Show Up After You’ve Already Won the Project: What Architects Are Actually Doing
Architecture insurance requirements can affect your project costs, coverage, and contract obligations. Learn what architects should check before signing a new agreement.
Can a Limitation of Liability Clause Affect Professional Liability Insurance Pricing?
A limitation of liability clause may affect how some carriers evaluate professional liability risk. Learn when contractual risk-management practices may influence pricing.
Why Your Professional Liability Application Matters at Renewal
Your professional liability application can affect how your firm is underwritten at renewal. Learn why accurate revenue, project, and claims information matters.
Does Revenue Growth Increase A&E E&O Premiums?
Revenue growth can affect an A&E E&O premium, but premiums don't necessarily increase at the same rate as revenue. Learn what other underwriting
What Are Weighted Revenues in A&E Professional Liability Insurance?
Weighted revenue can affect how an A&E professional liability policy is priced. Learn why the revenue figure used by underwriting may differ from
When Should a New Architecture or Engineering Firm Get Professional Liability Insurance?
A new architecture or engineering firm can have professional liability exposure before it has significant revenue. Learn when to consider coverage and what
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Featured Articles
Articles Worth Reviewing
Selected articles addressing common questions and coverage considerations.
Do Architects Need Tail Coverage When Closing Their Firm?
Closing an architecture firm can end its active professional liability policy, but claims may arise later from past work. Learn how tail coverage
Who Is Responsible When a Senior Engineer Fails to Review a Junior Engineer’s Design?
When a senior engineer fails to review a junior engineer's design and problems surface during construction, the fallout raises hard questions about who
If You Stamp Engineering Drawings, What Liability Are You Actually Taking On?
If you're a PE starting to stamp engineering drawings, your insurance depends on how you work, who employs you, and whether you take
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