Coverage and Risk, Explained Clearly.
A structured collection of articles covering how different insurance policies respond, where gaps tend to appear, and what is worth reviewing.
Articles by Coverage
Browse articles organized by coverage type.
Who Is Responsible When a Senior Engineer Fails to Review a Junior Engineer’s Design?
When a senior engineer fails to review a junior engineer's design and problems surface during construction, the fallout raises hard questions about who
You Don’t Have to Design the Building to Get Named in the Lawsuit: E&O for 3D Scanning Companies
A 3D scanning company doesn't design or build anything, but it supplies the information other people build from. When that information turns out
Should an Engineering Firm Document Lessons Learned From Its Mistakes?
Some firms avoid documenting lessons learned out of fear it could be used against them later. This page looks at that concern against
Can a Geotechnical Engineer Be Liable for a Site Inspection Mistake?
A site inspection mistake does not automatically make a geotechnical engineer liable, but it can lead to a claim against the firm. This
What Happens After Stamping Someone Else’s Design and an Error Gets Through?
When a designer's error gets past the engineer who stamped the drawings, responsibility rarely stays with one person. This page covers what the
What Does Professional Liability Insurance Cover When a Plan Error Becomes a Claim?
Catching a mistake before anything is built gives an engineer the most options. This page covers how to correct and document a plan
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Featured Articles
Articles Worth Reviewing
Selected articles addressing common questions and coverage considerations.
How Much Does Professional Liability Insurance Cost for a Small Architecture Firm?
A small architecture firm's premium often reflects the insurer's minimum premium rather than a simple percentage of revenue. Here's why that happens and
How to Compare Two Architects & Engineers Professional Liability Quotes
Two E&O quotes can show the same limit and deductible and still respond very differently to a claim. Use this checklist to compare
Can a Civil Engineering Mistake Become a Professional Liability Claim?
A small civil engineering error can create a much larger project loss. Here is how professional liability insurance may respond when a design
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