Can an Umbrella Policy Satisfy a $2 Million Auto Liability Requirement?
Contract asking for $2 million in Auto Liability but your primary policy only carries $1 million? Here’s how Umbrella and Excess coverage fit into that requirement, and what to check before assuming it’s covered.
OCP vs. Additional Insured: What’s the Difference?
OCP and Additional Insured status can both appear in project insurance requirements, but they provide different types of protection. Learn how each works and when an engineering firm may encounter them.
What is OCP and Why Would an Engineering Firm Need it?
OCP insurance can be required on specific construction projects even when an engineering firm already carries general liability and umbrella coverage. Learn who the policy protects and how it differs from Additional Insured status.