Why Would an E&O Policy Require You to Maintain General Liability Insurance?
Some professional liability policies require you to keep general liability coverage in force. Here’s how a general liability warranty works and what to check before binding.
What Is an Extended Reporting Period (Tail) on an A&E Professional Liability Policy?
Most A&E professional liability policies are claims-made. An extended reporting period gives you more time to report claims after the policy ends, subject to the policy’s terms.
Are Engineering Services You Perform for Your Own Development Company Covered by E&O?
Engineering work performed for a company you also own raises coverage questions most standard E&O policies weren’t written to answer automatically.
Does an Email Count as a Written Contract for Professional Liability Insurance?
Some E&O policies only cover services performed under a written contract. Here’s why an email approval or verbal go-ahead may not satisfy that requirement, and why it’s worth confirming before a claim happens.
Does Professional Liability Insurance Cover Expert Witness Work?
Expert witness and litigation consulting work isn’t automatically covered just because your underlying profession is insured. Here’s what to confirm before relying on your E&O policy.
What Counts as “Professional Services” Under an Engineer’s E&O Policy?
An E&O policy doesn’t automatically cover every service an engineer performs. Here’s why the professional services definition matters before adding new revenue streams.
What Is a Hammer Clause in Professional Liability Insurance?
When your insurer wants to settle but you don’t, a hammer clause decides who pays the added cost. Here’s what “no hammer,” “50/50,” and “80/20” wording actually means.
First-Dollar Defense vs. Deductible Including Defense Costs: What Engineers Need to Know
A professional liability deductible doesn’t always apply only to damages. On some A&E policies, it applies to defense costs too, so a dismissed claim can still be expensive.
Adding Inspection Services to Your A&E Firm? Check Your Insurance First
Adding inspection services can create professional exposures that differ from a firm’s traditional design or consulting work. Review your insurance before expanding the firm’s scope.
Can Geotechnical Mistakes Turn Into Professional Liability Claims?
Geotechnical mistakes can create major construction losses, but the engineer is not always responsible. Learn how professional liability may apply.