Plan Approval Won’t Protect You From Accessibility Claims
Government approval of your plans doesn’t end your exposure. An anonymized scenario shows how accessibility claims reach architects on multifamily projects, and how drawings and site records can help.
Small Claims: Should You Just Pay It Yourself?
Many small firms consider writing a check to make a minor problem go away. Three anonymized scenarios show why reporting a small claim to your carrier can matter, and how deductibles, retentions and mediation credits work.
Claims Follow You: RFPs, Renewals and Loss Runs
A claim doesn’t end when the file closes. Four anonymized scenarios show how past claims appear on RFPs, applications and loss runs, and how to handle disclosure with care.
What Do Surveyors and Field Engineers Need to Know About Equipment and Vehicle Claims?
Field firms rarely face the claims they fear most. They face stolen gear, wind-tipped tripods, totaled trucks and cracked windshields. Five anonymized scenarios show how surveyor equipment claims get paid and which policy details are worth checking.
What Is the Design-Build Coverage Gap Between GL and Professional Liability?
When one firm both designs and builds, a claim can fall between its general liability and professional liability policies. An anonymized scenario shows how the design-build coverage gap appears and what firms can do about it.
How Does Claim Reporting Go Wrong, and What Does a Coverage Letter Really Mean?
Reporting a claim can cause more stress than the claim itself. Five anonymized scenarios show how claim reporting mistakes happen, what a coverage letter often means, and a checklist that helps firms report the right way.
When a Subconsultant’s Design Work Becomes Your Claim, What Happens?
Owners rarely sue the MEP engineer they never hired. They often sue the architect. Four anonymized scenarios show how a subconsultant claim can land on the prime first, and what primes and subs can do about it.
What Should an Architect or Engineer Do After Receiving a Subpoena for Project Records?
Design firms often get subpoenaed for project records in lawsuits between other parties. Three anonymized scenarios show why reporting a subpoena for project records to your broker right away matters, and what many policies may offer.
Should You Report a Notice of Circumstance Before a Claim Is Made?
Firms that report problems early often get help before a dispute turns into a claim. Six anonymized scenarios show how a notice of circumstance works on a claims-made policy and which triggers are worth reporting.
Someone Got Hurt on Site: Which Insurance Policy Responds for an Architect?
Injured people often sue everyone connected to a project, including the architect or engineer. Five anonymized scenarios show why general liability may respond before professional liability, and why the date of the injury matters.